Sunday, August 16, 2009

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What is the Administration By Objectives



is a system that subordinates and superiors jointly establish performance targets, regularly review progress towards the objectives and allocate rewards based on that progress.


The APO does that targets are operating through a process that leads to cascade down throughout the organization. As envisaged in the figure below, the overall organizational objectives are translated into specific objectives for each subsequent level (division, department, individual). As low unit managers participate in setting their own goals, OPA works from the bottom up and from top to bottom. The result is a pyramid league goals to level the next.







Elements APO







Usually the APO program has four components:

1. The specific goals of Achieving the objective of a tangible way.
2. Participation in decision-making manager and employee pools and decision makers agree on the way to reach them.
3. ExplicitoCada \u200b\u200bwithin lens has a specified period. Normally, the period is three months, six months or a year.
4. Feedback about performance in an ideal level, this is achieved by providing constant feedback to people so they can weigh and correct their own actions.

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Monday, August 10, 2009

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Management by Objectives More than 20,000 people, about to "sweep" the official mortgage quota

According developed from the Banco Hipotecario to iProfesional.com, less than three months of launch, the strong demand led to the planned amount for this year and next is almost empty. What fate had, what is the cost per m2 of construction and housing prices.






In early 2009, global crisis, the Government of Cristina Fernandez de Kirchner has launched an extensive battery of plans to boost consumption and sustain the flagging production.

Thus, funds from the Social Security Administration (ANSES), the Executive decided to fund a wide range of products including cars, bicycles, refrigerators and water heaters. Even the play was further and added services such as tourism. Although the sums of money to finance consumption, the government plans passed without unnoticed.





motorized Some credits even 10% of sales that were tried and others, like the 0 km, still are putting first.





In this context marked by the reluctance of society to incur new debt, the only credit scheme was well received was that of the mortgage.





In an initial phase, the government channeled through the Banco Hipotecario, an outlay of U.S. $ 300 mln, to provide loans for the purchase, construction and expansion housing. Sold the stock, the Executive should bring forward the disbursement of the amount planned for 2010 and 2011, $ 600 million each, ie a total of $ s1.500 million for the three years.





The fact to note is that the level of demand was such that the funds available for the whole year and next and would be virtually foreclosed.





In fact, according to the Banco Hipotecario, 17,000 people have already been pre-qualified to take the credit. "For the first stage, ahead ANSES announced that the budget set for the entire program as to avoid problems of quotas, "explained sources of the entity to this medium.





Radiography of the beneficiaries





According to information provided by the Mortgage Bank to iProfesional.com, there are 17,000 pre-qualified folders. To these must be added a total of 3,395 applications have already been adopted - or are pre-approval process - for a total of 540 million pesos.





Thus, overall, there are already more than 20,000 official members of the scheme.





As for the fate of the loans, those for construction will take most, especially in the interior, where taking into account the availability of land is higher than that in Capital Federal, 70% of stakeholders requested the money for that destination.

"What is the ideal rate?

In this context, opportunities are restricted basically to the options offered by the sector Hipotecario.Sin But also consider that the TNA ranging from 10% to 15% depending on the destination, with a CFT 20% is still high to buy a home.

is why in the Association of Housing, are working on a proposal that addresses the decline.

Meanwhile, thousands of people awaiting final approval for Mortgage loan access, while others must await a new era.

beaten A market

school statistics indicate that Capital Write the property market fell nearly 40% in the first half. Thus, of the 33,000 transactions recorded in 2008, passed about 20,000 in the same period this year. According to sources, do not expect a turnaround in the second half of the year and, for economists, the sector may suffer further as a result of a decline in public works, which is a strong promoter of the activity.


Source: Professional Infobae

Wednesday, August 5, 2009

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Talks on CSR and social entrepreneurship




Last week we received as a course a couple of notable visitors, which showed us two ways to address social issues. One from the perspective of social entrepreneur (Source Foundation) and the other is how CSR companies face from an item is as complicated as garbage.



The talk on the work of the foundation was the feature of being particularly poignant. The act of making a dream come true, which is literal, because its creator said she dreamed of this school that acepatara children at social risk and offer them tools techniques developed in society. A great example of wanting is power. Although, let's say, fortune and good connections help.


The second talk of the company KDM on the process of samplings and garbage collection left me a lesson importantitisma, Corporate Social Responsibility starts at home, something so obvious that sometimes not even mentioned, but so . The company realized that it was not consistently provide economic resources to nearby villages and in turn support their impoverished wage workers and disastrous living conditions, then take action on the matter, we improved sanitation facilities, increased wages, payment impositions and all that is required by law, something rare in area, according to his own words.

In short, it was a constructive weekend, emotional and inspiring. Both women are a great example how to build a socially responsible conscience in our country.